PROVISION OF MICRO CREDIT AT BANK MANDIRI BOGOR WITH THE FUZZY TSUKAMOTO METHOD
Abstract
It is an advantage for the bank, in this case, the Bank Mandiri Dramaga1 Bogor Unit, because of the increasing credit activity in banks, it is necessary to have an assessment in credit as consideration for prospective customers before the bank decides to accept or reject a prospective customer request. So it is necessary to develop a method that can assist and facilitate the bank in making decisions quickly and accurately. The basis for decision making is based on the criteria for determining who is eligible or not to receive a loan. To assist in determining whether someone is eligible or not to receive a loan, a decision support system is needed using fuzzy logic and applying the Tsukamoto method. The Lending Decision Support System was created to assist and facilitate the bank in making decisions to provide alternatives if a prospective customer applies for credit is accepted or not.
References
Bayyinah, A., & Usino, W. (2019). Analyzing Decision Support System for Determining Eligibility of Home Ownership Loan Using Fuzzy Mamdani Logical Method and Technology Acceptance Model in Banking. Data Science: Journal of Computing and Applied Informatics, 3(1), 58–76. https://doi.org/10.32734/jocai.v3.i1-619
Frieyadie, F., & Setiyawan, R. (2020). IMPLEMENTATION OF THE SAW METHOD AS A DECISION SUPPORT FOR GIVING FEASIBILITY OF KUR ON BANK MANDIRI DRAMAGA BOGOR. Jurnal Pilar Nusa Mandiri, 16(1), 103–110. https://doi.org/10.33480/pilar.v16i1.1302
Herlina, N. (2018). Antisipasi Bank Untuk Menghindari Kredit Macet Yang Ditimbulkan Oleh Kerugian Debitur Akibat Pencemaran Lingkungan. Jurnal Ilmiah Galuh Justisi, 6(2), 210–226. https://doi.org/10.25157/jigj.v6i2.1715
Kasmir. (2016). DASAR-DASAR PERBANKAN. Depok.
Kaswidjanti, W., Ariwibowo, A. S., & Wicaksono, C. B. (2014). Implementasi Fuzzy Inference System Metode Tsukamoto Pada Pengambilan Keputusan Pemberian Kredit Pemilikan Rumah. Telematika, 10(2), 137–146. https://doi.org/10.31315/telematika.v10i2.281
Kurniasih, S., & Ginting, L. S. B. (2020). Sistem Pendukung Keputusan Untuk Kelayakan Pemberian Kredit Dengan Metode Fuzzy Tsukamoto (Studi Kasus Koperasi Kemuning Persada Cabang Bandung). Jurnal Nuansa Informatika, 14(1), 38–45. https://doi.org/10.25134/nuansa.v14i1.2417
Lailiyah, A. (2014). Urgensi Analisa 5C Pada Pemberian Kredit Perbankan Untuk Meminimalisir Resiko. Yuridika, 29(2), 217–232. https://doi.org/10.20473/ydk.v29i2.368
Murti, T., Abdillah, L. A., & Sobri, M. (2015). Sistem penunjang keputusan kelayakan pemberian pinjaman dengna metode fuzzy tsukamoto (pp. 252–256). Retrieved from http://arxiv.org/abs/1506.00091
Pato, S. (2013). ANALISIS PEMBERIAN KREDIT MIKRO PADA BANK SYARIAH MANDIRI CABANG MANADO. Jurnal EMBA, 4(4), 875–885. https://doi.org/10.1017/CBO9781107415324.004
Salim, F. A. (2015). Analisis Penerapan Sitem Informasi Akuntansi Dalam Mendukung Pengendalian Internal Pemberian Kredit Pada Pt. Bank Bukopin Manado. Jurnal Riset Ekonomi, Manajemen, Bisnis Dan Akuntansi, 3(1), 1034–1043. https://doi.org/10.35794/emba.v3i1.7808
Sari, R. D. I., & Sindunata, Y. (2014). PENERAPAN DATA MINING UNTUK ANALISA POLA PERILAKU NASABAH DALAM PENGKREDITAN MENGGUNAKAN METODE C.45 STUDI KASUS PADA KSU INSAN KAMIL DEMAK. Jurnal Ilmiah Teknologi Informasi Asia, 8(2), 10–16.
Sofyan, D. K., Sayuti, M., & Julianda. (2018). Metode Fuzzy Inference System Tsukamoto (Pertama). Yogyakarta: Teknosain.
Sulistiani, E., & Noris, S. (2016). Penerapan fis metode tsukamoto untuk menentukan kelayakan pemberian kredit. Jurnal Informatika Universitas Pamulang, 1(1), 22–27.
Susliansyah, Nisan, Sumarno, H., Priyono, H., & Maulida, L. (2020). Pemberian Kredit Mikro Pada Bank Mandiri Bogor Dengan Metode Fuzzy Tsukamoto.
Tanjung, N. S., Mesran, Tampubolon, K., Suginam, & Sianturi, M. (2018). Sistem Pendukung Keputusan Kelayakan Pemberian Kredit Modal Usaha Menerapkan Metode Fuzy Tsukamoto (Studi Kasus : Pt. Bpr Bina Barumun). KOMIK (Konferensi Nasional Teknologi Informasi Dan Komputer), 2(1), 376–381. https://doi.org/10.30865/komik.v2i1.962
Yasdomi, K. (2015). Sistem Pendukung Keputusan Pemberian Kredit Modal Usaha Menggunakan Metode Weighted Product ( Studi Kasus Pada Bank Danamon Simpan Pinjam Ujung Batu ). Riau Journal Of Computer Science, 1(1), 92–105.
The copyright of any article in the TECHNO Nusa Mandiri Journal is fully held by the author under the Creative Commons CC BY-NC license.
- The copyright in each article belongs to the author.
- Authors retain all their rights to published works, not limited to the rights set out on this page.
- The author acknowledges that Techno Nusa Mandiri: Journal of Computing and Information Technology (TECHNO Nusa Mandiri) is the first to publish with a Creative Commons Attribution 4.0 International license (CC BY-NC).
- Authors can enter articles separately, manage non-exclusive distribution, from manuscripts that have been published in this journal into another version (for example: sent to author affiliation respository, publication into books, etc.), by acknowledging that the manuscript was published for the first time in Techno Nusa Mandiri: Journal of Computing and Information Technology (TECHNO Nusa Mandiri);
- The author guarantees that the original article, written by the stated author, has never been published before, does not contain any statements that violate the law, does not violate the rights of others, is subject to the copyright which is exclusively held by the author.
- If an article was prepared jointly by more than one author, each author submitting the manuscript warrants that he has been authorized by all co-authors to agree to copyright and license notices (agreements) on their behalf, and agrees to notify the co-authors of the terms of this policy. Techno Nusa Mandiri: Journal of Computing and Information Technology (TECHNO Nusa Mandiri) will not be held responsible for anything that may have occurred due to the author's internal disputes.